Yes, finally after saving solidly for
4year, we have found our first home!
It's a dinky, 2 bed, ground floor
maisonettes on a purpose built area with a communal garden.
I wanted to tell you about this quite a
few weeks ago, but couldn't as things went a tad wrong but its all sorted now.
At first, we were looking at getting a
mortgage as part of the Government's 5% deposit scheme, we had the appointment
and were given a promise of a mortgage. So I booked up a couple of viewings for
the following week. We went on the Monday, saw the flat and decided to put an
offer in the next day - it was love at first sight! Our offer was accepted
straight away so we were chuffed.
We went back to the bank on the
Saturday where we then put a full application through. We were assured that
there would be no issues, however by the Monday something was wrong. A week
later we found out we had been rejected, so the rush was on to get a new
mortgage. A quick call to a broker and we were going through the process with
Natwest, 2 weeks later we officially have a mortgage!
I'm planning on putting together a
series of home buying posts as one of the things I've found so hard is what to
do next. Both our parents bought their homes a long time ago so the system is
very different. When we needed to ask questions, no one was able to give us the
answer so I've decided to put this together, from offer to moving in, if you
have any questions you want me to address then please let me know or email them
to me and I will do my best.
I'm excited for this next chapter in
our lives, hopefully I will be able to show you some more pictures soon!
Yay for new house!!! Xx
Congratulations! I love brick houses!
ReplyDeletecongrats! sounds like a great post, I could definitely use the advice
ReplyDeleteYes please im going to start saving this year but have no idea about buying a house and really want to know more about that government scheme!
ReplyDeleteCongratulations, that is so exciting :) Me and my boyfriend are hoping to move in to our first place in the New Year :) xx
ReplyDeleteYay congratulations what amazing news x
ReplyDeleteBeautyqueenuk xx
Congratulations! So exciting! x
ReplyDeleteJordan-Alice
Awwwwww congratulations lovely lady!!!!! It will be worth the 4 year wait :)
ReplyDeleteHolly Mixtures
xx
Congratulations! So exciting! x
ReplyDeleteLeanne - A Slice of My Life